🏘️ Complete House Purchase Analysis
Total Purchase Cost
All upfront expenses included
Affordability Check
Income vs expense analysis
Financing Options
Loan types and terms
Investment Analysis
Long-term financial impact
House Purchase Financial Rules
28%
Housing Payment Rule
Monthly housing costs should not exceed 28% of gross monthly income
Monthly housing costs should not exceed 28% of gross monthly income
36%
Total Debt Rule
All monthly debt payments should not exceed 36% of gross monthly income
All monthly debt payments should not exceed 36% of gross monthly income
20%
Down Payment Goal
Aim for 20% down payment to avoid PMI and get better rates
Aim for 20% down payment to avoid PMI and get better rates
1%
Maintenance Budget
Set aside 1-2% of home value annually for maintenance and repairs
Set aside 1-2% of home value annually for maintenance and repairs
🏡 House Purchase Details
$
$
%
%
💸 Purchase Transaction Costs
$
$
$
$
$
$
💼 Your Financial Information
$
$
$
$
🏠 Monthly Housing Expenses
$
$
$
$
$
$
House Purchase Calculator Results
Total Purchase Cost
$0
Monthly House Payment
$0
Cash After Purchase
$0
Purchase Cost Breakdown
$0
$0
$0
$0
$0
$0
$0
$0
Monthly Housing Payment Breakdown
$0
$0
$0
$0
$0
$0
$0
Mortgage & Investment Details
$0
$0
0%
0%
$0
$0
0%
$0
Affordability Analysis Summary
0%
0%
Good
Analyzing...